We accept low credit scores. Let's achieve your dream home!

Having trouble getting approved for a mortgage? Were you recently denied by a lender and given up? You've come to the right place! We are a veteran-owned mortgage broker in Arizona, licensed in Arizona, California, Colorado, Texas, Florida, Louisiana, and Oklahoma, who have helped many families obtain their dream homes with as low as a 500 credit score! We have the following programs available as low as a 500 credit score: 1\.
VA Loans ✅ No minimum credit score ✅ A 12-month clean credit history is required.
✅ Collections and charge-off 🎁We cover appraisals for veterans! 2\.
FHA Loans ✅ As low as a 500 credit score with 10% down ✅ 580 FICO with a 3.
5% down payment ✅ 600 FICO will make you eligible for down payment assistance up to 5% assistance! The USDA Home Loan program is ideal for rural residents.
It offers financing as low as a 550 credit score.
There is an income limit for this program, however.
You can also qualify for our no-income-required programs if you have a down payment of 20% or more.
First-time investor? Let us help you buy an investment property for as little as 20% down into your own LLC that doesn't report to your credit report! Don't wait any longer! Apply today!